When you live on campus, everything is included in the costs, from food to bills. When you live off campus, you'll need to set up Internet, electricity, water and pay your bills yourself. This contributes to an additional layer of responsibility. The total cost of attendance depends on the educational institution.
For example, public institutions generally have lower costs than private institutions, and students from other states will pay more than students in the state. such as New York or San Francisco, up to 99% of students will remain in residence halls throughout their university career, often due to the cost of living off campus. Compared to on-campus residency options, off-campus housing options are more abundant and students can request off-campus housing at any time based on ease and convenience. Some schools, such as those in the suburbs, can have a very high proportion of people who travel daily, and many students choose to live at home and completely forego the cost of finding housing.
In addition, for students receiving financial aid, free housing in the RA and the work allowance can sometimes affect the granting of aid. Many American universities force first-year students to choose on-campus housing because it makes the transition to university life more comfortable. Students may also be offered the option to have a monetary balance charged to their student account as part of a meal plan.